As 2019 comes to a close, we thought it would be interesting to see which blog posts you clicked and shared the most. It is always our goal to bring you financial information and education you can use to help you save money and reach your financial goals. Let’s take a look at the top blog posts for the last year:    

Helping Veterans    

We all owe a debt of gratitude to the nation’s military veterans and their families. But many vets find themselves struggling with financial issues after leaving the service. This list of financial resources for veterans is consistently among our most popular blog posts.

Lowering Interest Rates

Paying high credit card interest rates can feel like you’re running on a hamster wheel of debt; you pay every month but feel like you’re not making real progress toward paying down the balance. One way to lower interest rates is to contact your creditors directly and try to negotiate a lower rate. Even a few months of a lower rate can help you put a real dent in the balance. Check out these tips for negotiating a lower interest rate on credit cards.

Fixed, Variable and Periodic Expenses

We love it when we can help consumers clear up confusion surrounding fundamental financial concepts. All budgets should include fixed, variable and periodic expenses; understanding how they differ helps consumers budget more accurately and minimizes surprise expenses. Take a minute to refresh your memory on fixed, variable and periodic expenses and adjust your budget accordingly.

Understanding Needs vs Wants

Here’s another basic financial concept that seems simple, but can be difficult to grasp. See how advertising, social media and peer pressure can make wants seem like needs and learn how to tell the difference. Even if you think you can tell which is which, it’s always a good idea to brush up on this essential piece of financial education.

Life After Debt

Getting out of a debt can be an all-consuming journey and is a huge accomplishment when it happens. But when you finally reach that milestone, what’s next? Your focus shifts to working toward other equally important financial goals. These are the money moves to make when you become debt-free.

As we head into 2020, our goal is to bring you consistently interesting and useful information to help you save money, reduce credit card debt and reach your financial goals. Whether you talk with our counselors, read our blog or interact with us on social media, we can’t wait to see what the New Year brings!