Español
English
Get Your Customized Action Plan with a Free Credit Counseling Session
When you have credit card debt, it’s important to know how long it’s going to take to pay it off. Use our credit card payoff calculator to see how long it will take with what you’re paying now. Then, see how much more progress you can make by paying more each month or making extra payments.
Your path to financial independence starts with a free, confidential credit counseling session. You can complete the process online 24/7 or connect with a certified credit counselor over the phone.
Credit Card and Loan Calculator
Here’s what you can expect
Customized budget & action plan
Credit report summary
Educational resources
Personalized debt relief solutions
How Credit Counseling Works
Overcome Your Financial Challenges
During your credit counseling session, we review the current state of your finances to determine your best path forward. There are multiple options, so what works for your friend, neighbor or co-worker may not be the best solution for you. We remove the complexity and provide you with straightforward solutions. The process is smoother and faster if you have financial documents on hand, but you can get started without them..
Gather Your Information
Compile details of your income and expenses to get started
Start Your Session
Start the process online or call us at 866-528-0588 from...
Get a Financial Review
We will analyze your financial situation to determine your...
Receive Your Personalized Plan
You will receive a free credit report summary, customized budget, educational...
Frequently Asked Questions About Credit Counseling
Testimonial
Empowering Millions to Achieve Financial Freedom
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
Need Help? Contact Us
Have questions or need support? Our team is here to assist you.