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How It Started
Empowering Financial Independence Since 1987
Take Charge America is a nonprofit financial counseling agency that has helped over 2 million people nationwide transform their financial outlook. We provide personalized guidance to pay off debt, regain financial control, and save for the future. With a mission rooted in free financial education, we've helped clients manage and repay over $6 billion in personal debt, creating a positive impact on individuals, households, and communities.
35+
Years Experience
$540M
Debt Managed
1M+
Families Served
$100M
Amount Saved
Highest Level of Industry Standards
We are committed to the highest levels of ethical business practices and quality service, taking extra steps to earn, maintain and even set industry standards.
Better Business Bureau
For decades, we have maintained an A+ rating from the BBB of Arizona, the highest possible rating a member organization can receive for sound and transparent business practices.
COA Accreditation
We have proudly attained COA Accreditation. Council on Accreditation is an independent organization that ensures all of our programs and services are delivered at the highest possible standards.
National Foundation for Credit Counseling®
Considered the "Gold Standard" in financial counseling, we are active members of the NFCC, a nonprofit association providing counselor education, legislative advocacy and expansive consumer resources.
Financial Counseling Association of America
As a member of the FCAA, a member-supported national association, we meet strict statutory requirements and commit to delivering services with integrity, fairness and professionalism.
Core Values
We believe in delivering high-quality financial education that equips individuals to make confident decisions.
We believe in delivering high-quality financial education that equips individuals to make confident decisions.
We believe in delivering high-quality financial education that equips individuals to make confident decisions.
Our Foundation
Mission
Empowering people to take control of their financial future through education, personalized guidance, and compassionate support.
Vision
To be the go-to resource for individuals and families seeking lifelong financial wellness, offering practical tools, trusted advice, and real solutions for every stage of life.
Code of Ethics
We act with honesty, integrity, and respect. Our team is dedicated to serving each client with empathy and transparency, ensuring every decision is made with their best financial interests at heart.
In the Community
We offer free tools, resources and guidance to people facing a variety of financial challenges, helping them develop effective financial habits, budget to meet living expenses and manage debt. Learn what we do, how we do it, and how you or your organization can benefit.
LEARN MORE
Annual Report
For an in-depth overview of our recent activities and achievements, download our Annual Report for Fiscal 2018-2019.
Click cover to download PDF.LEADERSHIP
With a strong focus on innovation and meeting consumer demand, CEO Manuel Salazar oversees the greater execution of Take Charge America's vision to serve as a lifelong resource for individuals and families seeking financial guidance.
Bringing more than two decades of experience in nonprofit and technology industries, Manuel expertly guides the development of people, operations and services. He draws on leadership experiences across diverse markets to help TCA identify the needs of Americans struggling with debt, and to fill gaps.
Board of Directors
Alice Sweeney, Chairman
Industry Consultant
Self Employed
Deborah Haynes, Ph.D
Associate Professor, Health & Human
Development
Montana State University
Jonathan Fox, Ph.D
Professor, Human Development &
Family Studies
Iowa State University
Brenda Blunt
Partner
Eide Bailly LLP
Del-Monte Edwards
Executive Director
Tanner Properties, Inc.
Kerwin Brown
Managing Principal
K-Vaughn Consulting, LLC
Testimonial
Empowering Millions to Achieve Financial Freedom
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches.
Need Help? Contact Us
Have questions or need support? Our team is here to assist you.