We all seem to be busier during the holiday season, which means it’s easier to overlook financial red flags. Theft and scams both increase during the holiday season and if they happen to you, it will leave you feeling less than festive. Let’s look at these common holiday money hazards and how to avoid them.

Porch Pirates

A recent study shows nearly 80% of consumers who shop online have experienced package theft during the past year. And that includes consumers who use doorbell or security cameras. Fortunately, there are several ways you can discourage porch pirates from ruining your holiday:

• Specify delivery times or require signature for delivery
• Leave detailed instructions for carriers about where to place packages
• Arrange package pick-up with trusted neighbors
• Use Amazon Locker for Amazon purchases
• Have packages delivered to your workplace

Counterfeit Products

Getting your hands on the hottest holiday gifts can be challenging, especially when they start selling out. If you end up feeling desperate to have that special something under the tree, it can lead to over-paying  and put you in the position of purchasing a counterfeit product. To avoid price gouging and be sure you’re buying the genuine article, purchase directly from the manufacturer’s website or a trusted retailer. Avoid buying from third-party sellers on Amazon, eBay, or Craigslist.

Shady Websites & Payment Methods

When shopping online, look for ‘https’ at the front of the site’s URL and the small lock icon in the browser window. These indicate that the website is secure, ensuring any data you share — such as credit card numbers or shipping details — will be encrypted when you submit it.

Also be sure you’re using secure payment methods. Be wary of websites or sellers that request unusual payment methods like wire transfers, cashier’s checks, or apps. Stick to secure payment options such as major credit cards or PayPal, which offer recourse if anything goes wrong with the transaction.

‘Phishy’ Confirmation Emails

Scammers know people lose track of what they’re ordering this time of year and they take advantage of that. Make sure you keep a record of what you order and if you receive a confirmation email for an order you didn’t place, ignore and delete it.

Knowing people are likely making several orders, scammers will send a phishing email disguised to resemble a confirmation notice from legitimate retailers. If you think it might be legitimate, try manually searching the order number on the retailer’s website instead of clicking on any included links.

Keep reading to learn more about common holiday scams.