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Debt Management

How Debt Management Can Help You Save Money While Getting Out of Debt
  • Faster Debt Repayment: Reduce the time required to pay off your credit card debt.
  • Lower Interest Rates: Save money by reducing the amount of interest paid.
  • Ongoing Financial Education: Learn effective spending habits and budgeting techniques.
  • Debt Management Skills: Gain tools to manage debt and build savings for the future.
Discover Your Savings Potential with a Free Estimate

How Debt Management
Works

Debt management is designed to simplify the repayment process and remove common burdens to overcoming debt. Most creditors provide better repayment terms for people on debt management plans.

You may experience perks like

 

Overall lower monthly payment

Reduced interest rates

Waived late and over-limit fees

An end to collection calls

3-5 year debt repayment average

Customization payment date

How Credit Counseling Works

Overcome Your Financial Challenges

 

During your credit counseling session, we review the current state of your finances to determine your best path forward. There are multiple options, so what works for your friend, neighbor or co-worker may not be the best solution for you. We remove the complexity and provide you with straightforward solutions. The process is smoother and faster if you have financial documents on hand, but you can get started without them.

Step 1
01

Gather Your Information

Compile details of your income and expenses to get started

Step 1
02

Start Your Session

Start the process online or call us at 866-528-0588  from…

Step 1
03

Get a Financial Review

We will analyze your financial situation to determine your…

Step 1
04

Receive Your Personalized Plan

You will receive a free credit report summary, customized budget, educational…

Frequently Asked Questions About Credit Counseling

 

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Start Your Free Credit Counseling Session

You can regain control of your money and peace of mind.

  • Available online 24/7
  • Save your progress & return later
  • Easy process with clear instructions
  • Download credit report summary

Need Help? Call Us
Monday – Friday, 6 AM – 6 PM MST
866-528-0588

EACH YEAR, Thousands Trust TCA to Eliminate Credit Card Debt and Regain Financial Freedom

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