When planning your financial goals, there are certain things you need to know. Not guess. Not estimate, but know with certainty. Our financial calculators can help you figure them out in just a few easy steps. Let’s see what they can tell you.

Figuring Out Your Expenses

You know exactly how much money you’re spending each month and where it’s going, right? If not, you need our Monthly/Yearly Expenses Calculator. This simple budgeting tool allows you to figure out your expenses on a monthly or annual basis. It includes all the major budgeting categories plus several expenses you probably haven’t considered. And you can work and rework your budget until it’s balanced.

How Long it Will Take to Pay Off Credit Card Debt

If you carry a balance on your credit cards, knowing how long it will take you to pay it off is essential for planning purposes. Use our Credit Card Payoff Calculator to enter a few key pieces of information and you’ll see how long it will take you to pay off each balance — assuming you’re not continuing to add to the balance due. If you’re discouraged by the estimated payoff time, consider credit counseling. This free service will help you create an action plan to pay off debt, which may include a debt management plan.

How Much to Save in an Emergency Fund

You probably already know you should have at least 3-6 months of expenses saved in an emergency savings fund. If that amount seems overwhelming, use our Emergency Fund Savings Calculator to see the exact amount you need to save and how long it will take depending on how much you can save from each pay period.

How Much You Can Pay for a Home

Whether planning to buy your first home or switching homes for something smaller or larger, it’s important to know how much you can afford before you get your heart set on a home that’s out of your price range. Our Home Affordability Calculator helps you figure it out using a few basic pieces of your financial information.

Your Personal Net Worth

Knowing your personal net worth is helpful when making financial decisions involving savings, investing, retirement and other important milestones. Use our Personal Net Worth Calculator to figure out your current net worth and see how it could change based on estimates of future activity.